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Capital Gains Tax Calculator India 2026

Calculate STCG and LTCG tax on equity, mutual funds and gold — with grandfathering, ₹1.25L LTCG exemption and instant net-of-tax gain.

📢 Budget 2024 update (effective 23 Jul 2024): STCG on equity raised from 15% → 20%. LTCG on equity raised from 10% → 12.5%. LTCG exemption raised from ₹1L → ₹1.25L/year. Debt MF gains (post Apr 2023 purchase) taxed at slab rate.
Asset type
Equity / ETF
Equity MF
Gold / Others
Debt MF
Purchase details
Sale details
Grandfathering — for purchases before 31 Jan 2018 only
Enter the NSE/BSE closing price on 31 Jan 2018. The tool applies the grandfathering formula automatically.
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Enter trade details
and click Calculate

Capital Gains Tax on Equity in India — 2026 Guide

What is STCG tax rate on equity shares in 2026?
Short-term capital gains (STCG) on listed equity and equity mutual funds held under 12 months are taxed at a flat 20% under Section 111A (revised from 15% by Union Budget 2024). This is a flat rate regardless of your income slab — it applies even if your total income is below the basic exemption limit for STCG specifically.
What is LTCG tax on equity in 2026 and what is the exemption limit?
Long-term capital gains on equity held over 12 months are taxed at 12.5% (without indexation) under Section 112A, effective 23 July 2024. The first ₹1.25 lakh of LTCG per financial year is completely exempt. Only gains above that threshold attract the 12.5% tax. There is no surcharge or cess added on top for most retail investors.
How does grandfathering work for equity bought before 31 Jan 2018?
When LTCG tax on equity was reintroduced in Budget 2018, a grandfathering clause protected gains accumulated before that date. The cost of acquisition is deemed to be the higher of: (a) the original purchase price, or (b) the lower of the Fair Market Value (FMV) on 31 January 2018 and the actual sale price. Enter the NSE/BSE closing price of your stock on 31 Jan 2018 in this calculator to see the grandfathered cost automatically applied.
What happened to LTCG tax on debt mutual funds?
Since April 2023, gains from debt mutual funds purchased on or after 1 April 2023 are taxed at your applicable income slab rate (like interest income), regardless of how long you hold them — there is no separate LTCG/STCG treatment. This calculator shows that slab-rate taxation applies and prompts you to use your actual tax slab for an accurate figure.
Can LTCG losses be set off against LTCG gains?
Yes — long-term capital losses can be set off against long-term capital gains only (not STCG). Unabsorbed LTCG losses can be carried forward for up to 8 assessment years. This calculator estimates tax on a single transaction; for aggregate FY gains/losses across multiple trades, consult a tax advisor or use a full portfolio tax tool.

Terms, regulatory notes & disclosures

This calculator is built for educational and estimation purposes, referencing publicly available SEBI, NSE, BSE and MCX circulars along with each broker's published rate card. Actual charges on your contract note may vary.

01Securities Transaction Tax (STT)

STT is levied by the Government of India under the Securities Transaction Tax Act, 2004, and collected by the exchange on every executed trade. Equity delivery attracts 0.1% on both buy and sell legs; equity intraday attracts 0.025% on the sell leg only. Futures attract 0.05% on the sell-side turnover and options attract 0.15% on the sell-side premium, per the rates effective 1 April 2026 (Union Budget 2026-27). STT is non-refundable and applies irrespective of profit or loss.

02Exchange transaction charges

NSE and BSE levy transaction charges on turnover to fund exchange operations and infrastructure, as specified in their respective circulars. These charges differ by segment (equity, futures, options) and are charged to the broker, who passes them through to the client. Rates are revised periodically by the exchange and published on nseindia.com and bseindia.com.

03SEBI turnover fees

Under SEBI (Regulation of Fees) regulations, a turnover fee of ₹10 per crore (0.0001%) is charged on the total transaction value to fund SEBI's regulatory functions. This is a flat statutory levy uniformly applied across all brokers and segments.

04Stamp duty

Stamp duty on securities transactions is levied under the Indian Stamp Act, 1899, as amended by the Finance Act, 2019, and is charged uniformly pan-India on the buy-side consideration, collected by the depository/exchange. Rates: 0.015% for equity delivery, 0.003% for intraday and options premium, and 0.002% for futures.

05GST

Goods and Services Tax at 18% is levied on brokerage and on exchange transaction & SEBI charges (the "taxable services" component), under the CGST/SGST or IGST Act depending on the client's registered state. GST is not applicable on STT, stamp duty, or the SEBI turnover fee itself, as these are statutory levies, not services.

06DP (Depository Participant) charges

When you sell shares held in your demat account, your Depository Participant (broker) levies a DP charge (typically ₹13–₹25 + GST per scrip, per day), payable to CDSL/NSDL for debiting securities from your demat account. This is separate from brokerage and applies only on delivery sells, not on intraday or F&O trades.

Disclaimer: Figures shown by this calculator are estimates based on publicly published broker rate cards and SEBI/exchange circulars believed accurate as of June 2026. Brokerage plans, STT, exchange transaction charges, SEBI fees and stamp duty rates are subject to change by the respective broker, exchange, SEBI or the Government of India without notice. Accelpix is an NSE-authorized data vendor and does not act as a stockbroker, investment adviser, or research analyst. Nothing on this page constitutes investment advice, a recommendation to trade with any particular broker, or a guarantee of charges that will appear on your contract note. Always verify exact charges with your broker's official rate card and your daily contract note before making trading decisions. Trading in equity, derivatives and commodities involves risk of financial loss.